Mastercard Q4 Earnings Surge on Strong Payment Volumes and Digital Expansion
Mastercard shares climbed 2.64% to $535.13 after reporting robust fourth-quarter results, with net income reaching $4.1 billion and revenue jumping 18% year-over-year to $8.8 billion. The growth was driven by a 7% increase in gross dollar volume to $2.8 trillion and a 14% rise in cross-border transactions.
Payment network activity accelerated globally, with purchase volumes up 9% in local currencies. The company's expansion into value-added services and digital solutions further bolstered performance, offsetting a modest 2% increase in rebates and incentives.
Market reaction was swift, with the stock recovering from early session losses as investors rewarded Mastercard's ability to capitalize on the ongoing shift toward digital payments. The results underscore the growing convergence between traditional finance and digital asset infrastructure.
